John Cosio
Independent Software Consultant.
I help businesses and startups build custom software, AI-powered applications, and SaaS products.
With over 15 years of experience, I enjoy turning ideas into working software — from internal business systems to customer-facing products.
I try to find the simplest approach that fits the problem, resources, and constraints.
No need for fancy buzzwords.
Let me know how I can help.

The Journey So Far
Began my career at Allied Banking Corporation
Started as a Junior Software Engineer, building web applications.
Joined Philippine National Bank
Continued my career after the merger, moving into a Senior Software Engineer role and eventually leading a team.
Started freelancing
Began working directly with businesses on websites and custom software.
Joined RCG Global Services
Worked on web applications for Walt Disney Parks and Resorts.
Joined MicroSourcing
Worked on APIs and a public website for Winled Oy, including an API integrated with Autodesk Revit for lighting design.
Joined the Globe ecosystem
Worked on web development projects through 917Ventures and Asticom Technology Inc.
Expanded into freelance and product work
Worked on LMS platforms for Skill Success and My Biz Niche, while also taking on freelance web projects.
Joined the Housing & Development Board in Singapore
Worked as a Java Developer on enterprise applications.
Started as an Independent Software Consultant
Focused on custom software, AI applications, and SaaS products through Tigasoft.
What I Build
I help businesses turn ideas, manual processes, and recurring problems into practical software.
AI-Powered Applications
AI assistants, conversational applications, customer support, lead handling, and workflows that connect AI with real business processes.
Custom Business Systems
Internal tools, CRM, recruitment, booking, dashboards, and other systems built around how a business actually works.
SaaS Products
Customer-facing web applications, subscription products, portals, and MVPs built from idea to working product.
Process Automation
Connecting existing tools and APIs, removing repetitive work, and simplifying workflows that currently rely on manual steps.
Modern Web Applications
Practical web applications using modern frameworks and infrastructure, with an emphasis on maintainability and keeping things as simple as they need to be.
Things I've Built
ReplyToChat
AI-powered customer conversations for WhatsApp and Messenger, including sales assistance, lead handling, and booking workflows.
Qard Codes
SaaS platform for digital business cards, QR codes, custom landing pages, and customer-facing profiles.
Insurance CRM
Internal business systems covering leads, recruitment, dashboards, training, documents, and AI-assisted workflows.
AI Receptionist
Conversational appointment booking through WhatsApp, connecting AI conversations with real booking and business workflows.
TigaEvents
Event registration and live voting platform designed for reunions and community events.